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Used Cars Wilmington: Extended Warranty

When looking for your next vehicle, buying a used car is a great way to get a good value and save. Yet, there is more risk involved in the process. Buying an extended warranty is sometimes presented as an option. It will add on to the price but it may earn you savings and a peace of mind. It is always best to find a used car that is less then three years old; this means it will likely be under the manufacturers original warranty. Yet in as little as a year this may run out on a used car, and the transmission and other drive-train component coverage may not be transferable to your used car. An extension is the only option to have repairs fixed without having to pay.


How do you know if you need an extended contract? It depends how comfortable you are with the vehicle. Did you do your research on it? Is it more expensive to repair than others? The future of a used car is unknown, but try to determine what you might encounter down the road when deciding on the coverage. There are also different varieties of used car extended warranties. Some cover only major repair, such as a new transmission, while some also cover minor problems. One of the best ways to compare different programs is on-line. You can compare the coverage of the used car and can get no-obligation quotes. If you do get an extended warranty for your used car, know the contract well. Some contracts require that you schedule for a vehicle inspection before the policy goes into effect, and others have a time/mileage waiting period on the used car. Confirm how the plan pays for repairs and how the deductible is applied. Also, find out if the deductible applied for each trip to the shop or is it applied to every repair. Will the policy cover diagnostic time, roadside assistance, rental car charges and towing on the used car? Keep these questions in mind and you can't go wrong with an extended warranty.

Find Wilmington Used Cars

Wilmington is the largest city in the state of Delaware, United States and is located at the confluence of the Christina River and Brandywine Creek, near where the Christina flows into the Delaware River. It is the county seat of New Castle County and one of the major cities in the Delaware Valley metropolitan area. Wilmington was named by Proprietor Thomas Penn for his friend Spencer Compton, Earl of Wilmington, who was prime minister in the reign of George II of Great Britain. Much of Wilmington's economy is based on its status as the most populous and readily accessible city in Delaware, a state that made itself attractive to businesses with pro-business finance laws and a long standing reputation for a fair and effective judicial system. Wilmington has become a national financial center for the credit card industry, largely due to regulations enacted by former Governor Pierre S. du Pont, IV in 1981.

The Financial Center Development Act of 1981, among other things, eliminated the usury laws enacted by most states, thereby removing the cap on interest rates that banks may legally charge customers. Many major credit card issuers, including Bank of America, Chase Card Services, and Barclays Bank of Delaware, are headquartered in Wilmington. The Dutch banking giant ING Group N.V. headquartered its U.S. internet banking unit, ING Direct, in Wilmington. The United Kingdom's HSBC has their American operations headquartered in Wilmington. Wilmington Trust is headquartered in Wilmington at Rodney Square. Barclays and ING Direct have very large and prominent locations located along the waterfront of the Christina River. In 1988, the Delaware legislature enacted a law which required a would-be acquirer to capture 85 percent of a Delaware chartered corporation’s stock in a single transaction or wait three years before proceeding. This law strengthened Delaware's position as a safe haven for corporate charters during an especially turbulent time filled with hostile takeovers.

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